The ML divide in credit risk

Published on March 5, 2026

AI is revolutionising credit risk, unlocking new possibilities, and driving innovation. The real value lies in identifying high-impact
use cases that deliver measurable outcomes. While integrating AI into established processes like credit risk can be challenging, the potential is immense. Forward-thinking businesses are already seeing impressive results. With the right strategy, others can confidently follow and reap the rewards. This report sets out to understand how Machine Learning (ML) is transforming credit risk assessment in Financial Services
and Telcos.

This report is published by Experian.

Machine Learning in Credit Risk

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